Stokvel WayaWaya | Mela
Stokvel WayaWaya

Sitokfela semuhluko eSwatini

Stokvel WayaWaya hero image

Something is changing

A stokvel movement for Emaswati who buy together, bargain together and save together.

Monthly food pressure is real. What if buying together became smarter, safer, and easier — without forcing everyone into the same basket?

See How It Works
Food is the one expense no household can postpone.
Every month households spend. But most spend alone — with little bargaining power, fragmented buying, and no shared advantage.
If stokvels were easy to coordinate, we should be doing them every month.
We are battling:
Fragmented spending

People are forced to stretch limited household budgets across multiple shopping realities without collective leverage.

Rigid group buying pain

Traditional group action often forces uniform baskets, shared timing pressure, and friction in coordinating people.

Weak monthly leverage

In December we unlock the power of bulk savings, but we do not do it monthly for the same items we use all year round.

What if everyday buying became a shared advantage?
What if households could benefit from coordinated buying power without needing to physically gather, share identical baskets, or know each other personally? What if the system handled the coordination — and the people only had to participate?
We are
Introducing Stokvel Waya Waya

A monthly online group buying platform built on the Mela Shopper ecosystem.

Members keep the freedom to choose their own products while participating in a more coordinated system of bargaining, pre-ordering cycles, using online shopping from multiple local vendors.

Monthly participation
Buy through a living cycle

WayaWaya turns occasional bulk logic into an organized monthly rhythm with flexible cut-off dates.

Choice preserved
No forced identical baskets

Members can still choose their own products even inside the group platform, the system bulks up the orders.

Platform coordination
The system handles the heavy lifting

Bargaining, timing, vendor coordination, and service logic are coordinated through the ecosystem of vendors, shopper and transporter agents.

Household fit
Built for real eSwatini buying habits

Multi-vendor reality means your online shopping basket can come from all your favorite supermarket brands and wholesalers for one service charge, we shop for you, everywhere.

Emaswati who buy together
bargain together
and save together
How it works
All you do is buy.
The system does the coordination.
01
Join

Sign up and enter the Waya participation path.

02
Commit

Set your monthly buying rhythm and enter the cycle.

03
Coordinate

The ecosystem aligns leverage, vendors, and service activation.

04
Receive

Shop through a stronger monthly system with growing benefits.

Savings layer
This is not only about buying together.
For many people, stokvel means savings first. Waya Waya answers that reality too. The SACCO layer is where participation begins to grow into structured saving, safer circulation, and future food-security strength.
We don’t just spend together. We also grow together.
Save individually or as a group. Save for growth. Save for food-security purchases later. Grow money through a safer ecosystem-linked model.
Important note
SACCO participation begins with INNOVA membership

The Waya Waya SACCO lives under the INNOVA Multipurpose Cooperative pathway and serves as the structured savings-and-growth leg of the movement.

Emaswati who buy together
bargain together
and save together
Progression
Start with buying power. Grow through savings. Rise into opportunity.
Level 1
Consumer Layer
Start here
  • • Monthly grocery participation
  • • Flexible product choice
  • • Coordinated bargaining power
  • • Food-security entry point
Level 2
SACCO Layer
Grow here
  • • Individual or group savings
  • • Safer structured growth
  • • Save for food security or larger goals
  • • Under INNOVA cooperative participation
Level 3
B2B Growth Path
Rise here
  • • For members who go further
  • • Trade and financing opportunities
  • • Shared services and skills support
  • • Connected to FindMeSZ + PayMe Hub execution
Got questions about how Waya works?
Learn the system one step at a time.
Campaign identity
Drive 120K

The first national wave of monthly household participation.

The goal is not only signups. The goal is to activate a living system of buyers, savings, vendors, and service zones across eSwatini.

Campaign horizon
12
Months
Launch target
50
Pickup zones
Explore Club120
Week 2
Activate pickup zones in more demand service areas
Week 4
Target launch readiness with 50 active pickup zones nationwide
Week 5
Waya cycle catalogues open
Week 8
High-demand vendors activated
15 May
SACCO executive nominations open
01 June
Mela Shopper daily deliveries begin
01 July
SACCO signups and savings launch
01 September
B2B platform launch
Month 12
Drive 120K milestone checkpoint
Under Drive 120K
Club120
The referral engine of the movement. Club120 helps spread Waya Waya through community participation, benefits, and first-wave energy.
Role
Be part of the first wave
Energy
Help the movement spread
Benefits
Unlock participation-linked rewards
Choose your path
Start with where you are.
Join the movement through the level that fits your current reality.
Join Waya Waya

Start with monthly buying participation and become part of the coordinated household movement.

Join SACCO Path

Understand the savings-and-growth layer for individual or collective participation under INNOVA.

Explore Growth Path

See how deeper participation may later open financing, trade, and business-support opportunities.

Sitokfela semuhluko eSwatini
Buy together. Bargain together. Save together. Grow together.