PayMe Hub Policy

1. Introduction

PayMe Hub forms part of the FindMeSZ ecosystem operated by Outer-Space Investments Pty Ltd.

This policy governs the use of PayMe Hub payment, checkout, QR collection, routing, merchant, and transaction-related services.

2. Platform Positioning

PayMe Hub operates as a payment orchestration, checkout coordination, and commerce facilitation platform.

PayMe Hub may support:

• Payment routing coordination
• Checkout flows and order processing
• QR and payment-link collections
• Product and service listings
• Merchant and profile payment activation
• Transaction communication workflows

PayMe Hub is not a bank, stored-value wallet, or licensed financial custodian unless explicitly stated otherwise.

3. Merchant & Profile Responsibilities

Profile owners and merchants are responsible for:

• The legality of their goods and services
• Accurate pricing and listing information
• Order fulfillment and customer communication
• Lawful conduct and platform compliance
• Ownership or authorization of submitted information

4. Payment Routing

PayMe Hub may display activated payment options configured for a profile, merchant, or listing.

Payments may be initiated externally through:

• Banking platforms
• Mobile money systems
• USSD flows
• Wallet providers
• Telecommunications operators
• Third-party financial services

External providers may apply their own terms, transaction fees, availability conditions, limits, and operational procedures.

5. QR & Payment Links

PayMe Hub may support:

• Profile payment QR codes
• Product or item payment links
• Adhoc payment requests
• Checkout-generated payment pages
• QuickCollect transaction flows

6. Transaction Communications

The platform may support:

• Proof-of-payment uploads
• WhatsApp launch notifications
• Email transaction notifications
• Merchant communication workflows
• Operational transaction updates

7. Verification & Operational Review

Activation of payment functionality may require:

• Operational review
• Profile verification
• Routing validation
• Administrative approval
• Additional supporting information

We may review, suspend, restrict, or investigate payment functionality where reasonably necessary for:

• Fraud prevention
• Operational integrity
• Security investigations
• Policy compliance
• Protection of users and the platform

8. Restricted Usage

PayMe Hub may not be used for:

• Fraudulent or deceptive conduct
• Illegal goods or services
• Unauthorized financial activity
• Impersonation or false claims
• Distribution of prohibited or harmful material
• Activities that threaten platform integrity

9. Marketplace Limitations

Transactions conducted through PayMe Hub may involve independent merchants, profile owners, or third-party participants.

Unless otherwise explicitly stated, Outer-Space Investments Pty Ltd is not the direct seller, manufacturer, fulfillment provider, or delivery operator for all listed products, services, or transactions.

10. Third-Party Dependencies

Certain PayMe Hub functionality may rely on:

• Payment processors
• Mobile network operators
• Banking institutions
• Hosting providers
• Messaging services
• External APIs and integrations

Availability and operational behavior of third-party services may change over time.

11. Policy Updates

This policy may be updated from time to time to reflect platform changes, operational developments, security requirements, or legal obligations.

Updated versions will be published with revised version and effective date information.